Benjamin Conant, chief product officer at Alkami and co-founder of MANTL, reveals the biggest banking trends that financial institutions will face in the coming year. 

MANTL’s 2026 Banking Predictions outlines how banks and credit unions can position themselves for success and provides a detailed outlook on the following:

• How to stem the deposit outflow to fintechs
• Why a unified approach to deposits and lending will emerge as a core balance-sheet optimization strategy
• How a seamless integration of account opening, onboarding, and digital banking will define success
• Why digital account maintenance will become a critical lever for loyalty and efficiency
• How branch digitization will transform branches into relationship-driven profit centers
• And more!