Open more accounts across more channels with the highest-performing solutions on the market.
Hand offapplication tocustomer
Set up yourinitial deposit
Congrats!Your businessaccount is open.
increase in submitted
average funding on
to open a
average decision rate
We help your institution onboard new and existing customers effortlessly.
Meet your customers where they are with a solution that opens and funds deposit accounts in less than 3 minutes.
Automate up to 97% of application decisions so you can open more accounts across more channels—online, in-branch, or on the go.
MANTL not only fully integrates with all core banking systems—it enables core integration with other leading fintech platforms.
Using 30+ data sources, MANTL automates over 90% of KYC decisions to limit time-consuming manual reviews.
Instantly change risk thresholds, underwriting standards, product rates, and mix.
See what the industry has to say about MANTL.
“MANTL has a long-standing track record of mitigating fraud while providing a best-in-class customer experience during the account opening process. By partnering with Effectiv, we are expanding our delivery of industry-leading fraud detection.”