The New Jersey-based credit union will enhance online and in-branch deposit account opening to provide a superior member experience, and is part of the MANTL Loan Origination development partner program
Springfield, New Jersey – April 11, 2025 – The Atlantic Federal Credit Union, a nearly $250M credit union headquartered in New Jersey, today announced a partnership with MANTL, a leading provider of account origination solutions, to provide a unified account opening experience across deposits and loans. As part of this partnership, The Atlantic Federal Credit Union will enhance its member deposit account opening experience online and in-branch, and will participate in the MANTL Loan Origination development partner program to receive early access to the unified loan and deposit solution.
The Atlantic Federal Credit Union will leverage Consumer Deposit Origination by MANTL to transform the online account opening experience and streamline the in-branch experience for members and employees. With MANTL, The Atlantic Federal Credit Union will remove friction from its current account opening process, empowering members to open a new deposit account in less than three minutes online or 10 minutes in-branch with a superior experience. By serving a wider audience of consumers across digital channels and providing a simple and intuitive account opening experience, The Atlantic Federal Credit Union will drive deposit growth and increase market penetration in key areas.
As a member of the MANTL Loan Origination development partner program, The Atlantic Federal Credit Union has the opportunity to inform key development decisions to help revolutionize consumer lending. With an emphasis on transforming the member and employee experience, MANTL Loan Origination incorporates best-in-class technology and integrations to bring innovation and adaptability into the loan origination process. The all-in-one solution integrates directly with all core banking systems and creates real-time synchronicity between loan and deposit origination to unlock cross-sell opportunities, deepen member relationships, and build member loyalty. The MANTL solution streamlines the collection of borrower information and automates up to 100% of loan application decisions to optimize the loan account opening process for precision, speed, and scale.
“We were attracted to MANTL’s deposit origination solution as a proven platform leveraging best-in-class technology, and the recently announced LOS is a natural complement to deliver a seamless experience for our members,” said Adam Cadmus, Chief Experience Officer at The Atlantic Federal Credit Union. “Through the early stages of our implementation as part of the initial cohort of credit unions partnering with MANTL for loan origination, it’s clear that MANTL is equally invested in developing a modern, secure, and fully integrated solution that delivers the best possible applicant experience while creating operational efficiencies. We are confident that our partnership with MANTL positions The Atlantic to deepen relationships with our current members and provide an extraordinary first impression as we welcome new members.”
By integrating MANTL with its Fiserv: Portico core, The Atlantic Federal Credit Union will now be able to automate over 85% of deposit application decisions, including KYC, AML, BSA, product service ordering, funding, and core booking, to create efficiencies and keep manual processes to a minimum.
“The Atlantic Federal Credit Union is an incredibly forward-thinking and innovative organization that operates with its member experience in mind,” said David Carlson, VP of Sales at MANTL. “MANTL is thrilled to partner with The Atlantic FCU to create one front door for deposit and loan origination, enabling the institution to remain agile amid shifting market conditions, expand its member base, optimize efficiency, and provide a best-in-class member experience.”
For more information on The Atlantic Federal Credit Union and to view current deposit offerings, please visit: TheAtlanticFCU.com
For more information on MANTL or to schedule a demo, please visit: mantl.com/request-a-demo/.
About MANTL
MANTL is a financial technology firm offering the industry’s first Relationship Banking Platform. MANTL’s unified account origination technology empowers banks and credit unions to seamlessly open loan and deposit accounts on any banking channel in real time. MANTL Deposit Origination is among the fastest and most performant solutions on the market; consumers can open a new deposit account in under three minutes, businesses can open a new deposit account in under 10 minutes, and MANTL customers raise billions in core deposits each month. MANTL Loan Origination simplifies each step in the loan process, automating up to 100% of loan application decisions to ensure a smooth, high-quality experience from personal loans to business financing. Founded in 2016, MANTL is a privately held company headquartered in New Jersey with the backing of prominent venture capital investors. For more information, visit mantl.com or follow MANTL on LinkedIn.
About The Atlantic Federal Credit Union
The Atlantic Federal Credit Union was founded in 1935 as a not-for-profit financial cooperative to meet the savings and borrowing needs of members. Today, The Atlantic Federal Credit Union exclusively serves Essex and Union counties in New Jersey with financial wellness resources, competitive rates and technology-driven solutions for personal and business banking. For full eligibility criteria and more information, visit TheAtlanticFCU.com.
